Complaint issues and keywords

This page explains how we categorise complaint issues and the common problems people experience with their phone and internet services.

Complaints data in the FY2025-26 Annual Report is based on the keywords updated in 2019. View the keywords here.

New keywords introduced from 1 July 2026 will first be reflected in the TIO's July-September 2026 Quarterly Complaints Report, to be released in November 2026.

Issues in complaints are recorded based on five broad categories that follow the lifecycle of a consumer’s relationship with their phone or internet provider. A single complaint can have more than one issue.

You can also download this information as a keyword wheel graphic (PDF).

Download keyword wheel (PDF)

Sales and support

Making a contract

Issue keywords:

  • Attempt to cancel during cooling off period
  • Advantage taken of vulnerable consumer
  • Misleading advice or sign-up actions
  • Not capable of entering a contract
  • Failed to assess financial capacity
  • Inadequate service information
  • Service not fit for purpose
  • Refused a service

Connection and transfer

Issue keywords:

  • New build
  • Lost number
  • New number
  • Unauthorised transfer
  • Delay setting up a service
  • Delay transferring a service

Service disruption

Issue keywords:

  • No service
  • Network outage
  • Slow data speed
  • Service partly faulty
  • Noise or interference
  • Poor mobile coverage
  • Disconnection in error
  • Intermittent service or dropouts
  • Unable to call Triple Zero (000)

Equipment

Issue keywords:

  • Equipment fault
  • Unsuitable equipment
  • Equipment not delivered
  • Emergency call device blocking

Financial

Fees and charges

Issue keywords:

  • Bill unclear
  • Cancellation fees
  • Bill not received
  • Disputed charges
  • Roaming charges
  • Technician call-out fee
  • Third party billing charges
  • Connection or reconnection fee
  • Late payment or dishonour charges
  • Excess call, data, SMS or MMS charges

Credit management

Issue keywords:

  • Financial hardship
  • Debtor harassment
  • Credit default report
  • Debt sold to collector
  • Payment extension or arrangement
  • Restricted or disconnected service due to debt

Payments

Issue keywords:

  • Payment error
  • Payment not applied
  • Direct debit not cancelled
  • Unsuitable payment options

Compensation

Issue keywords:

  • Refund or credit promised
  • Privacy related compensation
  • Compensation for financial loss
  • Compensation for property damage
  • Compensation for experience or inconvenience

Customer service

Information management

Issue keywords:

  • Private number
  • Request for information denied
  • Collection of information dispute
  • Consumer information is inaccurate
  • Unauthorised access or disclosure of information

Provider response

Issue keywords:

  • Missed appointment
  • Provider uncontactable
  • Rude behaviour from provider
  • Agreed resolution not actioned
  • Refusal to deal with authorised representative

Account

Safety and security

Issue keywords:

  • Fraud
  • Scam
  • Difficulties with identity verification
  • Harassment or threatening communications

Specialist and account services

Issue keywords:

  • Problem with add-on or enhanced feature
  • Disability or health‑related equipment
  • Unable to access account or data
  • Loyalty or reward program issue
  • Directory listing

Service account

Issue keywords:

  • Service not cancelled on consumer request
  • Finance agreement for equipment
  • Change of account holder
  • Unfair contract terms
  • Variation by provider

Property

Damage

Issue keywords:

  • Damage caused by consumer
  • Damage caused by third party
  • Damage caused by service provider

Infrastructure

Issue keywords:

  • Dangerous or non-compliant infrastructure
  • Disputed location of equipment

Land access notice

Issue keywords:

  • Carrier objection referral
  • Land access notice issue
  • Refusal to refer objection to TIO