Skip to main content
Quick exit

How to protect yourself from SIM swaps

SIM swap scams can let someone take control of your mobile number and access your accounts. This page explains how to protect yourself, spot the warning signs, and what to do if it happens.

What is a SIM swap?

A SIM swap happens when someone takes control of your mobile number by convincing your provider to move it to a new SIM card they control.

They usually pretend to be you and use personal details like your date of birth or address to pass security checks.

Once they take over your number, they can receive your calls and texts — including security codes used to log in to your bank, email or social media accounts.

You might first notice something is wrong when your mobile service suddenly stops working.

Why SIM swaps are serious

If someone gains control of your number, they may:

  • Access your bank, email or online accounts

  • Steal money or personal information

  • Sign you up to services you didn’t ask for

  • Run up charges on your mobile account

  • Use this tactic as part of family violence or coercion


How to protect yourself

Scams are common, but there are things you can do to reduce your risk.

Be careful with your personal information

  • Don’t share your full name, date of birth, address or phone number publicly online
  • Limit what others can see on social media or dating profiles
  • Keep your mail secure — a locked letterbox can help

Watch out for scams

  • Don’t click links in unexpected texts or emails
  • Don’t respond to messages claiming you’ve won a prize or need to act urgently
  • Never give passwords or verification codes to someone who contacts you
  • Hang up if a caller asks for remote access to your computer

Add extra security where you can

  • Ask your telco if you can add a password or PIN to your account
  • Use strong, unique passwords for your accounts
  • Turn on multi-factor authentication (using an app where possible)

TAKE ACTION

What to do if you think your SIM has been swapped

Act quickly to limit the damage:

  1. Contact your telco immediately

    Ask them to cancel the new SIM, secure your account, and add extra protections (like a password).

  2. Contact your bank or financial provider

    Tell them your account may be at risk and ask them to monitor or block transactions if needed.

  3. Check your accounts

    Look for any unusual activity in your email, banking, or online services.

Get further help if you need it

If you’ve been scammed, help is available:

Australian Financial Complaints Authority

Provides consumers and small businesses with fair, free and independent dispute resolution for financial complaints.

Phone 1800 931 678 or visit afca.org.au

IDCARE

Free support to help you recover from scams, data breaches or identity theft

Visit idcare.org

ScamWatch

Scamwatch is a government service that helps people recognise, avoid and report scams.

Visit scamwatch.gov.au