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Financial difficulty

A flood, fire or storm can impact your financial situation. Your provider should work with you to keep you connected and offer you help with financial hardship.

TIPS

How you can work with your provider when a disaster impacts your how much you can pay

  1. Tell your provider you’re having trouble paying because of the disaster and ask for help

  2. Tell them what you can afford

  3. Ask them to tell you about options in their financial hardship policy

  4. Keep a record of what you asked for and what they said

OUR EXPECTATIONS

What we expect your provider to do

If a disaster has affected your finances, your provider should:

  • Offer you hardship help

    Your provider should share their financial hardship policy and work through options with you.

  • Keep you connected

    Your provider should keep your service connected while you arrange a payment plan.

  • Be flexible

    Your provider should offer options that suit you, like payment plans or waiving fees.

  • Be proactive after a natural disaster

    Your provider should make their hardship help easy to find and apply for.

Ready to make a complaint?

10-20 minutes

OUR CONSIDERATIONS

We look at what you told your provider, how they responded and whether they treated you fairly.

  • What your provider did when you asked for help

  • If they offered options that suit your situation

  • If your provider kept your service on

  • If they treated you fairly

POSSIBLE OUTCOMES

Depending on your issue, we may ask your provider to...

  • Set up a payment plan

    Offer you a payment plan that suits what you can afford.

  • Provide extensions

    Give you more time to pay bills.

  • Reduce or waive charges

    Remove late payment fees where due dates fall during a natural disaster.

  • Keep you connected

    Keep your service on or reconnect you.

Get more support

Free, confidential help is available.

National Debt Helpline

Talk to a financial counsellor for free.

Call 1800 007 007 or visit ndh.org.au

MoneySmart

An Australian Government service here to help when it comes to making informed choices around money, using free tools, tips and calculators.

Visit moneysmart.gov.au

Ask Izzy

Find local services for housing, food and support.

Visit askizzy.org.au

Beyond Blue

Get support for stress or anxiety.

Visit beyondblue.org.au

How we've helped others