TIO Annual Report 2004/05
Case Studies
Financial hardship
The complaint:
The complainant’s telephone service was suspended after she
was unable to meet her $200-a-fortnight payment arrangement. Although
the complainant advised the member that she needed to access national
calls to contact a victims-of-domestic-violence support group, the
member was unwilling to alter the payment arrangement and suspended
the service.
TIO response:
The TIO asked the member to respond to the claim that it was not
willing to enter into a reasonable payment arrangement. The TIO
also asked the member to comment on whether it considered that it
had adhered to ACIF’s Credit Management Code, by providing
assistance to customers who are unable to pay their accounts.
The outcome:
The member did not consider it had acted contrary to its credit
management policies but acknowledged that a $200-a-fortnight payment
arrangement may have caused the complainant unnecessary hardship
and agreed to enter into a more reasonable arrangement. The TIO
considered that it was not satisfactory that the complainant had
to contact the TIO to obtain a reasonable payment arrangement, but
was satisfied that the complaint had been resolved.
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